Senior Director, Enterprise Risk Strategy

Affirm is a fintech company offering buy-now-pay-later credit products. This remote US role reports to executive leadership and leads enterprise risk strategy across the organization, partnering with senior leaders in Product, Engineering, Finance, Legal, Compliance, Operations, and Credit Risk to shape risk appetite, governance frameworks, and strategic decision-making.

Responsibilities

• Lead the development and evolution of enterprise risk strategy, frameworks, and capabilities that support business decision-making
• Translate company strategy into explicit risk appetite statements, operating guardrails, and executive reporting structures
• Partner with executive leaders to evaluate strategic, operational, product, and regulatory decisions, helping articulate tradeoffs and build cross-functional alignment
• Identify, assess, and help management navigate emerging enterprise risks including new products, technologies, regulatory changes, and strategic initiatives
• Build and maintain trusted relationships with leaders across Product, Engineering, Finance, Legal, Compliance, Operations, and Credit Risk functions
• Design and lead cross-functional initiatives that improve enterprise risk identification, discussion, and management practices
• Develop clear communication and reporting mechanisms that translate complex risk topics for executive audiences

Requirements

• Proven experience in enterprise risk management, risk strategy, or equivalent senior risk leadership role
• Experience navigating complex regulatory environments and strategic risk decisions in financial services or fintech
• Demonstrated ability to build influence across executive leadership and multiple functional areas
• Experience designing risk frameworks, risk appetite statements, and governance structures
• Background in credit risk, operational risk, product risk, or compliance within regulated financial institutions

Benefits

• Remote work location (US-based)